The Havaplan Difference
Inclusive & Accessible
We are fee-only fiduciary CERTIFIED FINANCIAL PLANNER® Professionals. We work with clients at all levels of net worth. We provide hourly planning or Asset Management including financial planning. We meet with clients via Zoom or in-person.
Meet Laurie Dubchansky, CFP® CEO and Lead Planner
Member of:
I received my undergraduate degree at UCLA, and after earning a Master’s Degree in Health Care Administration, I worked in various health care settings. I managed a non-profit for several years, and then decided to pursue an education in Personal Financial Planning. In late 2016, I founded Havaplan Financial to serve those with financial concerns, including planning for retirement, but without regard to current wealth accumulation. I help those that need financial education, advice on financial decisions and to make sure they have a plan! As a CERTIFIED FINANCIAL PLANNER® professional, I am a fiduciary with a fee-only practice.
I am an active member of the Financial Planning Association of Orange County (FPA-OC). I chair our pro bono committee where we provide 1:1 consultations and educational webinars for the community.
As a part time philanthropist, I am connected to non-profit organizations throughout Southern California and a few others nationally too. I greatly value the dedication of non-profit leadership and the value they bring to the community.
I enjoy grandchildren, baking, hiking, golf, football games and Super Bowl parties.
Meet Thomas Anderson, CFP® Financial Planner
Thomas is a CERTIFIED FINANCIAL PLANNER® professional and has been with Havaplan Financial since 2023. He is a graduate of UCLA’s Personal Financial Planning Program.
Prior to entering the financial planning profession, Thomas worked as a professional engineer after earning his bachelor’s degree in mechanical engineering from California State University Long Beach. He later transitioned careers to financial planning to pursue his passion for personal finance and helping others.
Thomas first met Laurie in 2021 when he joined the Financial Planning Association Pro Bono Committee. Since then, they have worked closely together in both their professional practice and volunteer efforts to promote financial literacy within the community.
As Thomas shares, “Some other passions of mine are playing ultimate frisbee and golf, cheering on the Dodgers and Steelers, and spending time outdoors whenever I can.”
Why Choose Us
We offer unbiased, objective advice to help you make important financial decisions. As an independent, fee-only advisory firm, we act as a fiduciary and have no connection with any broker-dealer or investment group that encourages us to sell their particular products. This independence allows us to focus on your needs rather than our own.
Our Location
4695 MacArthur Court, 11th Floor
Newport Beach, CA 92660
(949) 610-8975
Schedule 30-Minute Introductory Call
How We Charge
Hourly Financial Planning
We charge $300 per hour for comprehensive financial planning.
If you specifically want to work with Laurie Dubchansky, CFP® the rate is $400 per hour.
Most planning engagements are 6-10 hours.
Asset Management + Financial Planning
We charge 1% on the first $500,000 assets managed and 0.5% on all assets managed thereafter.
We charge a minimum fee of $2,500/yr
Example: A client with assets totaling $1,000,000 would have fees equal to $7,500/yr (1% on first $500,000 then 0.5% on the next $500,000) Fees are charged directly from the accounts we manage.
Financial Planning is always included when we manage your assets!
DISCLAIMER
WEBSITE CONTENT
All written content on this site is for information purposes only. Opinions expressed herein are solely those of Havaplan Financial, LLC, unless otherwise specifically cited. Material presented is believed to be from reliable sources, and no representations are made by our firm as to another party’s informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel prior to implementation.
This website may provide links to others for the convenience of our users. Our firm has no control over the accuracy or content of these other websites.
REGISTRATION INFORMATION
Havaplan Financial, LLC (“Havaplan”) is a registered investment adviser offering advisory services in the States of California, Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by Havaplan in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant to an applicable state exemption.
CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about our clients to those employees and agents who need to know that information to provide products and services to our clients. We maintain physical, electronic and procedural safeguards to protect our client’s nonpublic personal information. We respect and value that you have entrusted us with your private financial information, and we will work diligently to maintain that trust. We are committed to preserving that trust by respecting your privacy as provided herein.
